Open Source Alternatives to YNAB

ezBookkeeping

MIT

A privacy-first personal finance app with two-level accounts, multi-currency support, AI receipt recognition, and broad data import from formats like GnuCash and Firefly III.

Frappe Books

AGPL-3.0

A user-friendly desktop accounting software that helps businesses manage invoices, track expenses, and handle bookkeeping with a modern interface.

Midday

AGPL-3.0

All-in-one tool for freelancers and small businesses to manage finances, track time, store files, and send invoices efficiently.

Ghostfolio

AGPL-3.0

Open-source wealth management software for tracking stocks, ETFs, and cryptocurrencies across multiple portfolios

Wealthfolio

AGPL-3.0

Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy.

Actual

MIT

Privacy-focused personal finance app using envelope budgeting, multi-device sync, optional end-to-end encryption, and bank sync for US, EU, and UK users.

Financial Freedom

GPL-3.0

Self-hosted alternative to Mint and YNAB for budgeting and building wealth while maintaining full control of your financial data.

Firefly III

AGPL-3.0

Track transactions, budgets, and accounts with a double-entry system, multi-currency support, rule engine, and REST API. Fully self-hostable.

Monetr

Unknown

Manage your money confidently with monetr, putting aside what you need and spending what you want

Sure.am

AGPL-3.0

An all-in-one personal finance platform. Track, optimize, grow, and manage your money through every stage of life.

YAFFA

MIT

YAFFA is a powerful, open-source budget app for managing expenses, budgets, and investments with secure self-hosting.